The Source for FHA Loans Waco Texas Trusts!
Welcome to Affiliated Bank Mortgage, where we’ve grown our reputation offering FHA loans in Waco Texas — as well as VA loans, USDA loans, reverse mortgages, conventional loans and even jumbo loans. Whether you want to apply for a loan for your first mortgage or are interested in cash out refinances, choose Affiliated Bank Mortgage: the mortgage broker Waco trusts!
CALL (254) 733-9620
What is an FHA loan? FHA home loans and FHA refinance loans are backed by the Federal Housing Administration and have become one of the most popular mortgage loans available. An FHA mortgage is one of the easiest mortgages to qualify for.
For military borrowers, VA home loans and VA mortgages can be among the best ARM mortgages available. VA mortgage loans typically require no down payment and no mortgage insurance. We offer borrowers in Waco, Texas VA loans.
Affiliated Bank Mortgage offers reverse mortgage solutions that can help borrowers in a variety of situations; if you’re interested in reverse mortgages in Waco, TX, call us today! We’re the reverse mortgage lenders Waco recommends most!
From USDA Home Loans To Jumbo Mortgages And No Cost Refinance Plans, We’re YOUR Mortgage Brokers
It doesn’t matter whether you’re interested in 100% financing through a USDA mortgage or refinancing a mortgage from an adjustable rate mortgage to a fixed rate mortgage, at Affiliated Bank Mortgage we want to be the mortgage lender you’ll count on. From the first phone call to the day you close on your new or refinancing loan, we work to earn your trust and make you an Affiliated Bank Mortgage customer for life! We’re qualified FHA lenders who can help with a first home mortgage or home refinancing in ways that have helped to make us one of the best mortgage companies in the state — and have specifically helped us earn a consistent place as one of the most recommended mortgage lenders for conventional mortgages or VA loans in Waco, TX.
The Best Mortgage Lenders In Waco, Texas: FHA Loans With Affiliated Bank Mortgage
We’re your Waco, TX FHA loans specialists, and we’re here to help you with answers to your questions on FHA refinance options and FHA mortgages. If you’re just starting out and just want to know what is a FHA loan, or you’re well into the published FHA loan guidelines and are interested in help with the FHA loan application process, we can show you how FHA loan qualifications have evolved to make the FHA 203k loan one of the best choices in any market!
Our FHA loan refinance specialists are always just a phone call away, and can show you now only how to qualify for an FHA loan but also how to apply for FHA loan products, find FHA loans for bad credit, who qualifies for FHA loans, and even how to apply for an FHA loan after short sales! We can help you determine how much you need for an FHA loan down payment, the 2013 FHA loan limits, and everything you need to know about how to get an FHA loan. If you’re wondering what is a FHA home loan, and can I qualify — give us a call today to start the FHA loan approval process!
Affiliated Bank Mortgage: Specializing in Waco Texas Reverse Mortgages
For our customers in Waco, reverse mortgages are also becoming extremely popular. In a reverse mortgage, the bank pays the borrower, and you can never owe more than the value of the home itself. In Waco, TX, reverse mortgages are attractive to anyone who owns their home outright, or who has a low enough balance on their existing mortgage that the reverse mortgage closing money can pay it off. If you’re interested in reverse mortgages, give us a call today!
No Closing Cost Refinance For Your Primary Residential Mortgage Loan
If you’ve tried to apply for FHA loan online, you’ve discovered not every mortgage company has the same mortgage prequalification process. Whether it’s for HUD loans, VA loans in Waco, Texas, reverse mortgages in Waco, Texas or any of the different types of FHA loans, Affiliated Bank Mortgage can help you refinance home mortgages that no longer suit your needs — often with no closing costs!
Bad Credit FHA Loans In Waco: How To Get A FHA Loan With Bad Credit
Every borrower in unique; many have unique challenges we can help them overcome. Our Waco FHA loans specialists can show you how to qualify for a FHA loan after foreclosure, and how our customers get FHA loans with bad credit. If you’re asking yourself how do i qualify for an FHA loan for bad credit, contact Affiliated Bank Mortgage today. There are many pros and cons of FHA loans; bad credit shouldn’t stand in your way!
FHA Loans Requirements: How Much Down Payment For FHA Loan?
What is a FHA loan mortgage down payment as a percentage of your purchase price? This is one of the most attractive parts of the FHA mortgage loan; typically the down payment is low, 3.5%. That means when you qualify for FHA loan procedures, you only need to find 3.5% of the total purchase price in cash at the outset. Call us today and we’ll show you how to apply for FHA home loan programs that will work for you!
FHA Loan And PMI: How Does FHA Loan Work With Mortgage Insurance?
How does an FHA loan work with regard to mortgage insurance premiums? When it comes to FHA loans and PMI, many customers ask how to get rid of PMI on FHA loan agreements. Whether refinancing mortgages that already exist or starting at the beginning with an FHA loan appraisal, the key is the loan-to-value (LTV) ration. Depending upon the amortization term and LTV ratio on your loan, you can be free of mortgage insurance payments in as little as 11 years and when your LTV reaches 78%.
Can You Refinance An FHA Loan?
Absolutely! If interest rates change in your favor, you can apply for a FHA loan to refinance an existing one. Call us today to begin the FHA loan pre approval process!
Are FHA Loans “Assumable?”
How do FHA loans work when you want to sell your home? This is another one of the great advantages to FHA loans; when you want to sell your home, a buyer has the potential to “assume” (or take over) the loan you already have.
The Mortgage Lender Waco Has Grown To Trust
We know that you have options when choosing a lender for your Waco VA loans, reverse mortgages, or FHA loans. That’s why, from the beginning of the FHA loans qualifications process to the last day when you close on your loan, we work hard to earn your trust and give you the high level of service our customers have grown to expect from us. Affiliated Bank Mortgage are your local lender with the resources to bring you the best financial products available; give us a call today and let us show you why we’re the most recommended FHA loans specialists in Waco!